What More Listings Mean When You Sell Your House

Written by Miramar Beach FL Mortgage Syndicated User on May 1, 2024. Posted in For Sellers, Inventory, Miramar Beach Mortgage, Mortgage Miramar Beach FL, Selling Tips.

The number of homes for sale is playing a big role in today’s housing market. And, if you’re considering whether or not to list your house, today’s limited supply is one of the biggest advantages you have right now. That’s because your house stands out more when the inventory is low, especially if it’s priced right.But the supply of homes for sale is growing. According to the latest data from Realtor.com, new listings (homeowners who just put their house up for sale) are trending up (see graph below): This graph shows more homeowners are putting that sale sign up in their yards compared to the...

Now’s a Great Time To Sell Your House

Written by Miramar Beach FL Mortgage Syndicated User on May 1, 2024. Posted in For Sellers, Miramar Beach Mortgage, Mortgage Miramar Beach FL, Mortgage Rates.

Thinking about selling your house? If you are, you might be weighing factors like today’s mortgage rates and your own changing needs to figure out your next move.Here’s something else to consider. According to the latest Home Purchase Sentiment Index (HPSI) from Fannie Mae, the percent of respondents who say it’s a good time to sell is on the rise (see graph below):Why Are Sellers Feeling so Optimistic?One reason why is because right now is traditionally the best time of year to sell a house. A recent article from Bankrate says:“Late spring and early summer are generally considered the best...

Equity Can Make Your Move Possible When Affordability Is Tight [INFOGRAPHIC]

Written by Miramar Beach FL Mortgage Syndicated User on May 1, 2024. Posted in Affordability, Equity, Infographics, Miramar Beach Mortgage, Mortgage Miramar Beach FL, Move-Up.

Some HighlightsDid you know the equity you have in your current house can help make your move possible?Once you sell, you can use it for a larger down payment on your next home, so you’re borrowing less. Or, you may even have enough to be an all-cash buyer. The typical homeowner has $298,000 in equity. If you want to find out how much you have, connect with a local real estate agent for a Professional Equity Assessment Report.

The Best Week To List Your House Is Almost Here

Written by Miramar Beach FL Mortgage Syndicated User on April 1, 2024. Posted in For Sellers, Miramar Beach Mortgage, Mortgage Miramar Beach FL, Selling Myths.

Are you thinking about making a move? If so, now may be the perfect time to start the process. That’s because experts say the best week to list your house is just around the corner.A recent Realtor.com study looked at housing market trends over the past several years (with the exception of 2020, since it was an unusual year), and found the best week to put your house on the market this year is April 14-20:“Every year, one week stands out from the rest as that perfect stretch of time when it’s great to be a home seller. This year, the week of April 14–20 is the best time to sell—that is, if sellers...

Outdoor Projects Can Boost Curb Appeal When You Sell [INFOGRAPHIC]

Written by Miramar Beach FL Mortgage Syndicated User on April 1, 2024. Posted in For Sellers, Infographics, Miramar Beach Mortgage, Mortgage Miramar Beach FL.

Some HighlightsIn real estate, a good first impression is key. If the outside of a house looks welcoming, more people will want to come in and see it.Your agent helps you by giving advice on what you may want to prioritize, finding easy fixes that make a big difference, knowing what buyers in your area like, and showing off your updates in your listing.Connect with a local real estate agent so you have expert advice on what’ll have the biggest impact in your area.

Is It Easier To Find a Home To Buy Now?

Written by Miramar Beach FL Mortgage Syndicated User on April 1, 2024. Posted in Buying Myths, For Buyers, Miramar Beach Mortgage, Mortgage Miramar Beach FL.

One of the biggest hurdles buyers have faced over the past few years has been a lack of homes available for sale. But that’s starting to change.The graph below uses the latest data from Realtor.com to show there are more homes on the market in 2024 than there have been in any of the past several years (2021-2023):Does That Mean Finding a Home Is Easier?The answer is yes, and no. As an article from Realtor.com says:“There were nearly 15% more homes for sale in February than a year earlier . . . That alone could jolt the housing market a bit if more “For Sale” signs continue to appear. However,...

Single Women Are Embracing Homeownership

Written by Miramar Beach FL Mortgage Syndicated User on April 1, 2024. Posted in Buying Myths, First Time Home Buyers, For Buyers, Miramar Beach Mortgage, Mortgage Miramar Beach FL.

In today’s housing market, more and more single women are becoming homeowners. According to data from the National Association of Realtors (NAR), 19% of all homebuyers are single women, while only 10% are single men.If you’re a single woman trying to buy your first home, this should be encouraging. It means other people are making their dreams a reality – so you can too.Why Homeownership Matters to So Many Women For many single women, buying a home isn’t just about having a place to live—it’s also a smart way to invest for the future. Homes usually increase in value over...

The First Step: Getting Pre-Approved for a Mortgage [INFOGRAPHIC]

Written by Miramar Beach FL Mortgage Syndicated User on March 1, 2024. Posted in Buying Myths, First Time Home Buyers, For Buyers, Infographics, Miramar Beach Mortgage, Mortgage Miramar Beach FL.

Some HighlightsIf you’re looking to buy a home in 2024, getting pre-approved is a key piece of the puzzle. Mortgage pre-approval means a lender checks your finances and decides how much you’re qualified to borrow.As more buyers re-enter the market, it’ll help you make a strong offer that stands out from the crowd.Talk to a trusted professional to learn more and begin your homebuying process today.

Why We Aren’t Headed for a Housing Crash

Written by Miramar Beach FL Mortgage Syndicated User on March 1, 2024. Posted in Housing Market Updates, Interest Rates, Miramar Beach Mortgage, Mortgage Miramar Beach FL, Pricing.

If you’re holding out hope that the housing market is going to crash and bring home prices back down, here’s a look at what the data shows. And spoiler alert: that’s not in the cards. Instead, experts say home prices are going to keep going up.Today’s market is very different than it was before the housing crash in 2008. Here’s why.It’s Harder To Get a Loan Now – and That’s Actually a Good ThingIt was much easier to get a home loan during the lead-up to the 2008 housing crisis than it is today. Back then, banks had different lending standards, making it easy for just about anyone to qualify...

Why You Want an Agent’s Advice for Your Move

Written by Miramar Beach FL Mortgage Syndicated User on March 1, 2024. Posted in Buying Myths, For Buyers, For Sellers, Miramar Beach Mortgage, Mortgage Miramar Beach FL, Selling Myths.

No matter how you slice it, buying or selling a home is a big decision. And when you’re going through any change in your life and you need some guidance, what do you do? You get advice from people who know what they’re talking about. Moving is no exception. You need insights from the pros to help you feel confident in your decision. Freddie Mac explains it like this:“As you set out to find the right home for your family, be sure to select experienced, trusted professionals who will help you make informed decisions and avoid pitfalls.”And while perfect advice isn’t possible – not even from the...

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