Reasons You Should Consider Selling This Fall

Written by Miramar Beach FL Mortgage Syndicated User on September 7, 2021. Posted in Miramar Beach Mortgage, Mortgage Miramar Beach FL.

If you’re trying to decide when to sell your house, there may not be a better time to list than right now. The ultimate sellers’ market we’re in today won’t last forever. If you’re thinking of making a move, here are four reasons to put your house up for sale sooner rather than later. 1. Your House Will Likely Sell Quickly According to the Realtors Confidence Index released by the National Association of Realtors (NAR), homes continue to sell quickly – on average, they’re selling in just 17 days. As a seller, that’s great news for you. Average days on market...

Honoring the American Workforce

Written by Miramar Beach FL Mortgage Syndicated User on September 6, 2021. Posted in Miramar Beach Mortgage, Mortgage Miramar Beach FL, Uncategorized.

Wishing you a happy and safe Labor Day. Content previously posted on Keeping Current Matters href=”https://www.simplifyingthemarket.com/en/?a=429471-6e7ae3e7d7cea4059ea7d116981248f9″>Keeping Current Matters

Your Agent Is Key When Pricing Your House [INFOGRAPHIC]

Written by Miramar Beach FL Mortgage Syndicated User on September 3, 2021. Posted in Miramar Beach Mortgage, Mortgage Miramar Beach FL.

Some Highlights Pricing your house right takes market experience and expertise. To find the best list price, your agent balances current market demand, values of homes in your neighborhood, where prices are headed, and your home’s condition. If you’re ready to sell, don’t guess on the price. Let’s connect today so we price your house to attract multiple offers and maximize your return on investment. Content previously posted on Keeping Current Matters href=”https://www.simplifyingthemarket.com/en/?a=429471-6e7ae3e7d7cea4059ea7d116981248f9″>Keeping Current Matters

5 Reasons Today’s Housing Market Is Anything but Normal

Written by Miramar Beach FL Mortgage Syndicated User on September 2, 2021. Posted in Miramar Beach Mortgage, Mortgage Miramar Beach FL.

There are many headlines out there that claim we’re reverting to a more normal real estate market. That would indicate the housing market is returning to the pre-pandemic numbers we saw from 2015-2019. But that’s not happening. The market is still extremely vibrant as demand is still strong even while housing supply is slowly returning. Here’s the definition of normal from the Merriam-Webster Dictionary: “conforming to a type, standard, or regular pattern: characterized by that which is considered usual, typical, or routine.” Using this definition, here are five housing industry metrics that...

What You Can Do Right Now To Prepare for Homeownership

Written by Miramar Beach FL Mortgage Syndicated User on September 1, 2021. Posted in Miramar Beach Mortgage, Mortgage Miramar Beach FL.

As rent prices continue to soar, many renters want to know what they can do to get ready to buy their first home. According to recent data from ApartmentList.com: “The first half of 2021 has seen the fastest growth in rent prices since the start of our estimates in 2017. Our national rent index has increased by 11.4 percent since January . . . .” Those rising rental costs may make it seem impossible to prepare for homeownership if you’re a renter. But the truth is, there are ways you can – and should – prepare to purchase your first home. Here’s some expert advice on what to do if you’re...

What Buyers and Sellers Need To Know About the Appraisal Gap

Written by Miramar Beach FL Mortgage Syndicated User on August 31, 2021. Posted in Miramar Beach Mortgage, Mortgage Miramar Beach FL.

It’s economy 101 – when supply is low and demand is high, prices naturally rise. That’s what’s happening in today’s housing market. Home prices are appreciating at near-historic rates, and that’s creating some challenges when it comes to home appraisals. In recent months, it’s become increasingly common for an appraisal to come in below the contract price on the house. Shawn Telford, Chief Appraiser for CoreLogic, explains it like this: “Recently, we observed buyers paying prices above listing price and higher than the market data available to appraisers can support. This difference is known...

The Difference in Net Worth Between Homeowners and Renters Is Widening

Written by Miramar Beach FL Mortgage Syndicated User on August 30, 2021. Posted in Miramar Beach Mortgage, Mortgage Miramar Beach FL.

Becoming financially secure is an important goal for many people today, but some don’t realize just how much homeownership can help them achieve that dream. A recent report, The Journey Toward Financial Freedom, surveys Americans about their perspective on financial wellness and their goals. It shows there may be a significant misconception about the role owning a home plays in building wealth: “Home ownership is one of the indicators Americans say is least connected to financial health.” Two major personal wealth goals – homeownership and net worth – work hand-in-hand. Below are just...

Your Checklist To Get Ready To Sell [INFOGRAPHIC]

Written by Miramar Beach FL Mortgage Syndicated User on August 27, 2021. Posted in Miramar Beach Mortgage, Mortgage Miramar Beach FL.

Some Highlights When it comes to selling your house, you want it to look its best inside and out. It’s important to focus on tasks that can make it inviting, show it’s cared for, and boost your curb appeal for prospective buyers. Let’s connect to make sure your house shows well and catches a buyer’s eye. Content previously posted on Keeping Current Matters href=”https://www.simplifyingthemarket.com/en/?a=429471-6e7ae3e7d7cea4059ea7d116981248f9″>Keeping Current Matters

If Housing Affordability Is About the Money, Don’t Forget This.

Written by Miramar Beach FL Mortgage Syndicated User on August 26, 2021. Posted in Miramar Beach Mortgage, Mortgage Miramar Beach FL.

There are many non-financial benefits of buying your own home. However, today’s headlines seem to be focusing primarily on the financial aspects of homeownership – specifically affordability. Many articles are making the claim that it’s not affordable to buy a home in today’s market, but that isn’t the case. Today’s buyers are spending approximately 20% of their income on their monthly mortgage payments. According to The Essential Guide to Creating a Homebuying Budget from Freddie Mac, the 20% of income that purchasers are currently paying is well within the 28% guideline suggested: “Most...

Why 2021 Is Still the Year To Sell Your House

Written by Miramar Beach FL Mortgage Syndicated User on August 25, 2021. Posted in Miramar Beach Mortgage, Mortgage Miramar Beach FL.

If you’re trying to decide whether or not to sell your house, this is the time to think seriously about making a move. Fannie Mae’s recent Home Purchase Sentiment Index (HPSI) reveals the number of respondents who say it’s a good time to sell is higher now than it was over the past few summers (see graph below). Today, the majority of consumers, 75 percent, say it’s a good time to sell a house. Why is sellers sentiment up year-over-year? The higher good time to sell sentiment has to do with today’s market conditions, specifically low housing supply and high buyer demand. In the simplest terms,...

Category: Miramar Beach Mortgage