Is It Better To Rent or Buy a Home Today?

Written by Miramar Beach FL Mortgage Syndicated User on March 1, 2025. Posted in For Buyers, Infographics, Miramar Beach Mortgage, Mortgage Miramar Beach FL, Rent vs. Buy.

Some HighlightsA study shows that 70% of prospective buyers fear the long-term consequences of renting. And here’s why.?Rent usually rises over time and that can make it harder to save up to buy a home. But when you buy, you can stabilize your housing expenses and grow your net worth as home values rise. While renting may be the less expensive option in some markets, it can’t match the long-term benefits of homeownership. What’s your #1 reason for wanting to buy?

Do You Know How Much Your Home Is Worth?

Written by Miramar Beach FL Mortgage Syndicated User on March 1, 2025. Posted in For Sellers, Home Prices, Miramar Beach Mortgage, Mortgage Miramar Beach FL.

Over the past few years, you’ve probably seen a whole lot of headlines about how home prices keep going up. But have you ever stopped to think about what that actually means for your home?Home prices have risen dramatically over the past five years — far more than usual. And if selling has been on your mind, this could mean a bigger-than-expected payday when you list. So, how much has your home’s value really changed? Let’s break it down.The Rapid Rise of the Past 5 YearsTypically, home prices go up by about 2-5% a year. But in 2021-2022, there were double-digit increases. And at the...

Is an Accessory Dwelling Unit Right for You? Here’s What To Know

Written by Miramar Beach FL Mortgage Syndicated User on March 1, 2025. Posted in Buying Tips, For Buyers, Miramar Beach Mortgage, Mortgage Miramar Beach FL.

Are you having a hard time finding the right home in your budget? Or maybe you already own a home but could use some extra income or a designated space for aging loved ones. Either way, accessory dwelling units (ADUs) could be the smart solution you’ve been looking for in today’s market.What Is an ADU?According to Fannie Mae, an ADU is a small, separate living space that’s on the same lot as a single-family home. It must include its own areas for living, sleeping, cooking, and bathrooms independent of the main house. And they can take shape in a few different ways. Fannie Mae adds, an ADU...

Time in the Market Beats Trying To Time the Market

Written by Miramar Beach FL Mortgage Syndicated User on February 1, 2025. Posted in Equity, Forecasts, Home Prices, Infographics, Miramar Beach Mortgage, Mortgage Miramar Beach FL.

Some HighlightsAre you torn between whether to buy a home now or wait? Consider this.Forecasts show prices will climb for ?at least the next 5 years. If you wait, the price of a home will be higher later on. But, if you buy a $400K now, you could gain roughly $83K in equity as prices rise.If you’re able to buy now, this equity is one reason why it’ll be worth it in the long run. Connect with an agent if you’re ready to talk through ways we can make it happen.

The Secret To Selling? Using an Agent To Get Your House Noticed

Written by Miramar Beach FL Mortgage Syndicated User on February 1, 2025. Posted in Agent Value, For Sellers, Miramar Beach Mortgage, Mortgage Miramar Beach FL.

In a recent survey, the National Association of Realtors (NAR) asked sellers what they want most from a real estate agent. The number one answer was to help market their house.It makes sense. The way your agent markets your house can be the difference between whether or not it stands out and gets attention from buyers. That’s why it’s so important to work with an expert local agent that knows what they’re doing.According to that same report from NAR, here are some of the most common methods real estate agents use to market homes, and how you benefit when your agent uses them...

Two Resources That Can Help You Buy a Home Right Now

Written by Miramar Beach FL Mortgage Syndicated User on February 1, 2025. Posted in Affordability, Buying Tips, First-Time Buyers, For Buyers, Miramar Beach Mortgage, Mortgage Miramar Beach FL.

A recent report from Realtor.com says 20% of Americans don’t think homeownership is achievable. Maybe you feel the same way. With inflation driving up day-to-day expenses, saving enough to buy your first home is more of a challenge. But here’s the thing. With the right resources and help, you can still make it happen.There are options that can help make buying a home possible today — even if your savings are limited or your credit isn’t perfect. Let’s explore just two of the solutions that could help get you into your first home no matter the market.1. FHA LoansIf your down payment savings...

New Year, New Home: How To Make It Happen in 2025

Written by Miramar Beach FL Mortgage Syndicated User on January 1, 2025. Posted in Buying Tips, For Buyers, Miramar Beach Mortgage, Mortgage Miramar Beach FL.

This is the time when a lot of people take a moment to reflect and set their goals for this year. And as you picture what you want your 2025 to look like, one thing that may pop into your mind is the vision of you in a new home. But how do you get there? And where do you start?Here’s some advice that can help you get the ball rolling. Focus on Your WhyTo lay the foundation, you need to focus on your why. While the dollars and cents are important, so is the driving force behind your desire to move. Maybe you need more space for a growing family, want to sell so you can downsize, or are...

Simple Steps To Help You Save for Your First Home

Written by Miramar Beach FL Mortgage Syndicated User on January 1, 2025. Posted in Buying Tips, First-Time Buyers, For Buyers, Miramar Beach Mortgage, Mortgage Miramar Beach FL.

Turning a dream into reality starts with one thing: a plan. And if buying your first home is on your list of goals, now’s the perfect time to put a plan in motion to help you save.And the best part? Reaching your savings goal doesn’t mean making huge sacrifices overnight – small, consistent steps can get you there over time. Here are a few strategies that can help speed up the process.Step 1: Build a Budget That Works for YouKnowing where your money’s going is the first step to saving more of it. Take some time to track the money you’ve got coming in and going out. This helps you spot areas...

How Eco-Friendly Features Can Boost Your Home’s Value

Written by Miramar Beach FL Mortgage Syndicated User on January 1, 2025. Posted in For Sellers, Miramar Beach Mortgage, Mortgage Miramar Beach FL, Selling Tips.

Selling your house? Or just looking to increase the value and appeal of your home for when you do? Here’s something you should know – homebuyers are increasingly looking for homes with environmentally friendly features.What Energy Efficient Features Do Buyers Want?According to recent data from the National Association of Realtors (NAR), when buyers think about eco-friendly features, they’re looking for (see visual below):Heating and cooling costs: 82% of buyers consider heating and cooling costs to be one of the most important factors when looking for a home. And efficient heating and...

Why More Sellers Are Hiring a Real Estate Agent

Written by Miramar Beach FL Mortgage Syndicated User on January 1, 2025. Posted in Agent Value, For Sellers, Infographics, Miramar Beach Mortgage, Mortgage Miramar Beach FL.

Some HighlightsMore homeowners are realizing they need an agent’s help in this complex market – and that’s why a record-low number of people are selling without a pro by their side.Without an agent’s help, tackling pricing, staging and repairs, paperwork, negotiation, and more can be a real headache.Selling without a pro isn’t worth the hassle. Connect with an agent to see if you’d work well together.

Category: Miramar Beach Mortgage