Tag: #miramarbeachflmortgagerates

What Everyone’s Getting Wrong About the Rise in New Home Inventory

Written by Miramar Beach FL Mortgage Syndicated User on September 1, 2025. Posted in For Buyers, Miramar Beach Mortgage, Mortgage Miramar Beach FL, New Construction.

You may have seen talk online that new home inventory is at its highest level since the crash. And if you lived through the crash back in 2008, seeing new construction is up again may feel a little scary.But here’s what you need to remember: a lot of what you see online is designed to get clicks. So, you may not be getting the full story. A closer look at the data and a little expert insight can change your perspective completely.Why This Isn’t Like 2008While it’s true the number of new homes on the market hit its highest level since the crash, that’s not a reason to worry. That’s because...

History Shows the Housing Market Always Recovers

Written by Miramar Beach FL Mortgage Syndicated User on September 1, 2025. Posted in Economy, For Sellers, Forecasts, Miramar Beach Mortgage, Mortgage Miramar Beach FL, Selling Tips.

Now that the market is slowing down, homeowners who haven’t sold at the price they were hoping for are increasingly pulling their homes off the market. According to the latest data from Realtor.com, the number of homeowners taking their homes off the market is up 38% since the start of this year and 48% since the same time last June. For every 100 new listings in June, about 21 homes were taken off the market.And if you’ve made that same choice, you’re probably frustrated things didn’t go the way you wanted. It’s hard when you feel like the market isn’t working with you. But while slowdowns...

Should You Still Expect a Bidding War?

Written by Miramar Beach FL Mortgage Syndicated User on September 1, 2025. Posted in First-Time Buyers, For Buyers, Miramar Beach Mortgage, Mortgage Miramar Beach FL.

If you’re still worried about having to deal with a bidding war when you buy a home, you may be able to let some of that fear go.While multiple-offer situations haven’t disappeared entirely, they’re not nearly as common as they used to be. In fact, a recent survey shows agents reported only 1 in 5 homes (20%) nationally received multiple offers in June 2025.That’s down from nearly 1 in 3 (31%) just a year ago – and dramatically lower than in June 2023 (39%) (see graph below):This trend means you should face less competition when you buy. That gives you more time to make decisions and the...

The 3 Things You Risk by Pricing Too High

Written by Miramar Beach FL Mortgage Syndicated User on August 1, 2025. Posted in Agent Value, For Sellers, Home Prices, Miramar Beach Mortgage, Mortgage Miramar Beach FL, Selling Tips.

When selling your house, the price you choose isn’t just a number, it’s a strategy. And in today’s market, that strategy needs to be sharp.The number of homes for sale is climbing. And that means buyers have more choices and can be more selective. If your price doesn’t line up with what else is out there, they’ll scroll right past it and go on to the next one.Pricing right from the start is your best move – and a great agent can help make sure you do.Overpricing Comes at a CostAnd more sellers are finding that out the hard way. They list their house based on how things were a year ago...

What Credit Score Do You Really Need To Buy a Home?

Written by Miramar Beach FL Mortgage Syndicated User on August 1, 2025. Posted in Buying Tips, First-Time Buyers, For Buyers, Miramar Beach Mortgage, Mortgage Miramar Beach FL.

According to Fannie Mae, 90% of buyers don’t actually know what credit score lenders are looking for, or they overestimate the minimum needed.Let that sink in. That means most homebuyers think they need better credit than they actually do – and maybe you’re one of them. And that could make you think buying a home is out of reach for you right now, even if that’s not necessarily true. So, let’s look at what the data really says about credit scores and homebuying.There’s No One Magic NumberThere’s no universal credit score you absolutely have to have when buying a home. And that means there’s...

Home Price Forecasts for the Second Half of 2025

Written by Miramar Beach FL Mortgage Syndicated User on August 1, 2025. Posted in For Buyers, For Sellers, Forecasts, Home Prices, Infographics, Miramar Beach Mortgage, Mortgage Miramar Beach FL.

Some HighlightsWith all the headlines circulating recently, you may be wondering what’s next for home prices? Here’s what the expert forecasts say.Home prices are still forecast to rise nationally this year, just at a much slower pace. But price trends are going to vary by area.To have a quick conversation about what’s happening in your local market, connect with a real estate agent.

Top 5 Reasons To Hire a Real Estate Agent When You Sell

Written by Miramar Beach FL Mortgage Syndicated User on July 1, 2025. Posted in Infographics, Miramar Beach Mortgage, Mortgage Miramar Beach FL.

Some HighlightsThe right agent doesn’t just list your house – they help you sell smarter, faster, and with fewer surprises.With an agent’s help, you’ll know what’s happening in your local market and how to price your house right. You’ll feel confident filling out complex legal documents and at the negotiation table. And that’s priceless.Connect with an agent so you have that expertise on your side.?

Multi-Generational Homebuying Hit a Record High – Here’s Why

Written by Miramar Beach FL Mortgage Syndicated User on July 1, 2025. Posted in Affordability, Buying Tips, First-Time Buyers, For Buyers, Miramar Beach Mortgage, Mortgage Miramar Beach FL.

Multi-generational living is on the rise. According to the National Association of Realtors (NAR), 17% of homebuyers purchase a home to share with parents, adult children, or extended family. That’s the highest share ever recorded by NAR (see graph below):And what’s behind the increase? Affordability. NAR explains:“In 2024, a notable 36% of homebuyers cited “cost savings” as the primary reason for purchasing a multigenerational home—a significant increase from just 15% in 2015.”In the past, caregiving was the leading motivator – especially for those looking to support aging parents. And...

What Every Homeowner Needs To Know In Today’s Shifting Market

Written by Miramar Beach FL Mortgage Syndicated User on July 1, 2025. Posted in For Sellers, Home Prices, Miramar Beach Mortgage, Mortgage Miramar Beach FL, Selling Tips.

Here’s something you need to know. The housing market is getting back to a healthier, more normal place. And even though it may not sound like it, this shift is actually a good thing.It’s what you should expect. It’s just that our expectations have been skewed by the intense seller’s market over the past few years.But what you need to remember is: there’s still plenty of opportunity to be had if you’re thinking about selling – whether that’s next month or next year. You just need to stay up to date on what’s happening in the market, and have a strategy that matches the moment. Here’s...

Think It’s Better To Wait for a Recession Before You Move? Think Again.

Written by Miramar Beach FL Mortgage Syndicated User on July 1, 2025. Posted in Economy, For Buyers, For Sellers, Miramar Beach Mortgage, Mortgage Miramar Beach FL.

Fear of a recession is back in the headlines. And if you’re thinking about buying or selling sometime soon, that may leave you wondering if you should reconsider the timing of your move.A recent survey by John Burns Research and Consulting (JBREC) and Keeping Current Matters (KCM) shows 68% of people are delaying plans to buy or sell due to economic uncertainty.But it may not be for the reason you think. Not everyone is holding off because they’re worried. Some buyers are waiting because they’re hopeful. According to Realtor.com:“In 2025Q1, 3 in 10 (29.8% of) surveyed homebuyers said a...